PPF Calculator (2025)
Calculate your Public Provident Fund returns. Current PPF rate: 7.1% p.a. (compounded annually)
Min ₹500 | Max ₹1,50,000/year
Minimum lock-in: 15 years
PPF Key Facts
- Current Rate: 7.1% p.a.
- Lock-in: 15 years (extendable)
- Min Investment: ₹500/year
- Max Investment: ₹1,50,000/year
- Tax Status: EEE (fully exempt)
- Section 80C: Deduction up to ₹1.5L
FAQs
Can I withdraw from PPF before 15 years?
Partial withdrawals are allowed from the 7th year onwards — up to 50% of the balance at the end of the 4th year preceding the year of withdrawal.
Is PPF safe?
Yes — PPF is a Government of India backed scheme, making it one of the safest investments available. Returns are guaranteed by the sovereign.
Can I extend PPF after 15 years?
Yes, you can extend in blocks of 5 years, with or without making further contributions.